Human Resources

2018 Health, Dental and Voluntary Insurance

  1. OPEN ENROLLMENT 17-18 Notice 10-2017
  2. 17-18 Westford Health, Dental, and Voluntary Insurance Rate
  3. Dental - Enrollment form - MetLife
  4. Dental - High Plan - Plan Summary and Rates - MetLife 2017
  5. Dental - Low Plan - Plan Summary and Rates - MetLife 2017
  6. Fallon Enrollment Form - Member Transaction Form - Customiz
  7. Fallon Plan Summary - Direct Care HMO - Premium Eff 7-1-17
  8. Fallon Plan Summary - Direct Care HMO - Value Eff 7-1-17
  9. Fallon Plan Summary - Preferred Care PPO Eff 7-1-17
  10. Fallon Plan Summary - Select Care HMO - Premium Eff 7-1-17
  11. Fallon Plan Summary - Select Care HMO - Value Eff 7-1-17
  12. Fallon Plan Summary - Steward Community Care HMO - Premium
  13. Fallon Plan Summary - Steward Community Care HMO - Value Ef
  14. FSA-Sec 125 Enrollment Form - School
  15. FSA-Sec 125 Enrollment Form - Town
  16. FSA-Sec 125 FSA and DCA Education Flyer - Overview
  17. Life Services ToolKit - Standard
  18. Medicare Plan Design - Aetna PDP - Rx Coverage 101530
  19. Medicare Plan Design - Fallon Companion Care - FHLAC17 FCC
  20. Pay Bands Effective 7-1-17 (1.5Pct Aging)(Min Wage Eff 11-1-1
  21. Standard Beneficiary Form - Westford
  22. Voluntary Accident Inurance Coverage - Plan Summary And Rates
  23. Voluntary Life - Plan Policy - Employee 20K - 250K - Stan
  24. Voluntary Life - Plan Policy 10K Policy - Town - Active Emp
  25. Voluntary LTD - Plan Policy - Active Employee - Standard In
  26. Voluntary STD - Plan Policy - Active Employee - Standard In
  27. Voluntary STD, LTD, Life, Accident ENROLLMENT FORM - Standa
  28. VSP - Plan Summary and Rates - Town of Westford
  29. VSP - Vision - Enrollment Form - MetLife
  30. VSP - Vision - Plan Summary and Rates - MetLife Eff 11-1-17

More documents will be added as they become available.

Health Reimbursement Arrangement (HRA) documents - Mitigation Funds

These funds are available, until they are exhausted, for employees and retirees who are non-Medicare eligible who participate on the Town's health insurance to help offset increased out of pocket costs for plan design changes (health insurance copays only) for  those who meet the criteria through the HRA (Health Reimbursement Arrangement).  

HRA Forms

  1. Health Reimbursement Account Memorandum of Agreement - Memorandum of Understanding (PDF)
  2. HRA - FAQ - Explains HRA Process - Outline 2017-2018
  3. HRA Enrollment Form 2017-2018 Plan Year - School
  4. HRA Enrollment Form 2017-2018 Plan Year - Town

MIIA Employee Assistance Program (EAP)


Call 800-451-1834 for a confidential counseling and referral service. You receive 3 confidential in-person counseling sessions to help:
  • Manage Anxiety and Depression
  • Adjust to Demands of Work
  • Resolve Relationship Conflict
  • Talk About a Loved One's Drinking
  • Address Parenting and Family Issues
  • Assess Your Level of Stress
  • Become a Better Communicator

Additional Information


  • You receive legal assistance: 1 free 30-minute office or telephone consultation
  • per legal matter; does not include job-related legal issues.
  • You receive financial counseling: one free 30-minute telephone consultation per
  • financial issue.
  • Available to employees and household members 24 hours a day, 7 days a week.